Credit card debt is rising alarmingly and 0% credit offers are pushing more and more people into serious financial difficulties. Here I suggest a few ideas on how you can manage your debt and use these offers to your advantage.

Consolidating debt is often the best way to ease financial pressures but before you jump in there are a number of steps which can improve your position and guide you through the options available

You already know a lot about credit cards. You've heard that consumer debt in this country-particularly credit-card debt-is at an all-time high, while our savings rate is lower than ever before.

Low interest debt consolidation service provides you loan at relatively low interest rates. It consolidates multiple debts into a single, easily manageable loan. It also prevents you from filing for bankruptcy and helps you improve your credit score.