Are you looking to consolidate your debts, renovate your home, invest in a new property, or fund a business venture? Refinancing your mortgage with a lower rate or obtaining a new first mortgage can be the key to achieving your financial goals. A new first mortgage essentially means replacing your existing mortgage with a completely new mortgage, often to secure better terms or additional funds. At DLC, we specialize in helping homeowners like you find the best refinancing options and new first mortgage opportunities. Whether it's through traditional banks or near-prime lenders who understand the challenges of bruised credit, we're here to guide you to the most beneficial financial solutions tailored to your unique situation.
Refinancing your mortgage isn't just about getting a lower interest rate; it's about taking control of your financial future. Here are just a few reasons why our clients choose to refinance:
Lower Rates
Lower Rates
Refinancing often allows homeowners to take advantage of lower rates. This can lead to significant savings over the life of the loan.
Debt Consolidation
Debt Consolidation
Consolidate high-interest debts (like credit cards or personal loans) into one mortgage payment. This simplifies your budget and improves cash flow.
Access Equity
Access Equity
Access home equity without selling the property. This can be crucial for homeowners needing funds for renovations, large purchases, or investments.
Improved Terms
Improved Terms
Refinancing can offer better mortgage terms, like more favourable repayment schedule or fewer restrictions, which can align better with the homeowner’s current financial situation and goals.
Switching Types
Switching Types
Switch from an adjustable-rate mortgage to a fixed-rate mortgage, providing stability and predictability in monthly payments, which is especially beneficial in a fluctuating interest rate environment.
Tax Benefits
Tax Benefits
The interest on the borrowed Money used for investments can be tax-deductible. This can be a significant financial advantage for property investors, potentially reducing their taxable income.
We believe everyone deserves a chance to improve their financial situation. That's why we work with a range of lenders, from well-known banks to near-prime lenders who offer solutions regardless of your credit score. Your financial past shouldn't dictate your future, and we're here to ensure it doesn't.
COMPLETE APP
With our questionnaire complete we will send you a list of documents required.
CHOOSE LENDER
With all paperwork in hand we can provide you lender options for you to choose from.
SIGN PAPERWORK
You will sign the approval paperwork with us and the lawyer representing you.
GET MONEY
At closing the lawyer will disburse the funds where necessary.
Don't just take our word for it. Our Google Reviews showcase stories from countless satisfied clients who've transformed their financial lives through refinancing. Plus, our accolades, including being in the top 50 for mortgages funded monthly nationwide and in the top 3% of Dominion Lending Centres, are a testament to our commitment to excellence.
Your journey to a more secure financial future is just a click away. Whether you're consolidating debt, planning renovations, or pursuing new investments, we're here to make refinancing straightforward and stress-free.
HOURS OF OPERATION
Monday to Friday - 9 am to 5 pm
Saturday and Sunday - CLOSED
ADDRESS
157 Bridge Street
Carleton Place, ON K7C 2V6
CONTACT INFORMATION
Office: 613.714.9499 | Toll Free: 1.877.230.8872
Fax: 613.714.9488
team@bradplummer.ca
